Times are tough...So, Bobby and I have an agreement with our friends and family...we don't exchange holiday gifts.   It's expensive, and there's not much we need these days.

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But there are no kids involved...It got me wondering, what do you parents do?  How do you make ends meet around the holidays?  Do you spend way beyond your means and stress out later?  Do you have a limit that you spend on each kid?  Enlighten me and others that might be in your position in the comments below.  Thanks and Happy Holidays!